I'm Sarah Ingles, a Des Moines REALTOR®, and this is the work I focus on. Here is the order things happen in:
The one thing to do this week is number 1. It is a conversation, not a listing. Everything else can wait.
Within 1 business day, in writing: what the house would sell for, what you would pocket, what to fix first, and the three paths for the next place with the monthly cost of each. No call needed.
Sarah Ingles, REALTOR®, SRES®, CPCU® · Smart Move Des Moines
(563) 513-8771 · 5.0★ across 40+ Google reviews
Updated September 2026
Tell me where things stand, and within 1 business day you'll have it in writing: what the house would sell for today, what it would net after Iowa closing costs, what to fix first or leave alone, and the three paths for the next place (townhome, rental independent living, buy-in community) with the monthly cost of each. No call required to get it.
Everything below is here for when you want it. None of it is homework this week.
Run both numbers before anyone argues. Staying costs what the house costs to carry (taxes, insurance, upkeep, and any paid help, which runs $25 to $35 an hour in the Des Moines metro) plus whatever it takes to make it safe: a walk-in shower or stair lift is a few thousand dollars, a first-floor bedroom addition is far more. Moving costs what the next place costs each month, minus what the current house would net. Aging in place usually wins when the house is one level, the mortgage is gone, and help is under 10 hours a week. It usually loses when stairs, a roof, and 20 hours a week of paid help all arrive at once. For a specific address I put both paths in writing within 1 business day.
Not necessarily. A longer closing, a rent-back after closing, or bridge financing can hold the timing together. For a move into a rental community or assisted living the timeline is usually more flexible, because there is no purchase to line up. The written answer names the order that fits your situation, with dates.
Room by room, four boxes: keep, donate, sell, discard. Most families keep 30 to 40 percent of what is in the house. Hands-on sorting and packing is a senior move manager's job, not mine, and I refer three of them. Involve the adult children early for the heirloom decisions, and photograph or scan the papers and pictures before anything leaves.
“Can’t say enough! Without question what an amazing experience. Sarah walked us thru this transition with our mother effortlessly. If u want the best u found her!”
Tom Gates, Google review
Send the address and where things stand. Within 1 business day you'll have what the house would sell for, what you would pocket, what to fix first, and the three paths for the next place with the monthly cost of each, in writing.
Get my numbers in writingIf the move follows a death rather than a downsize, start with the estate sale page. Handling a parent's house from another state: the out-of-state page. Selling the parents' home yourself: the step-by-step guide for adult children. Your own empty nest: the right-sizing page. Not sure what comes back? See a sample written answer.
Sarah Ingles is a Des Moines, Iowa REALTOR® whose practice centers on senior real estate — senior downsizing and 55+ community transitions for longtime Central Iowa homeowners — alongside Iowa probate and estate property sales and real estate for executors and adult children. Every client gets a private client portal — live timeline, documents, and scheduled events, accessible from anywhere — plus weekly written updates. Clients rate her 5.0 stars across 40+ Google reviews. Vendor referrals always come in threes. She holds two professional designations — SRES® (Seniors Real Estate Specialist, National Association of REALTORS®) and CPCU (Chartered Property Casualty Underwriter, The Institutes) — and she also holds the SRES® designation. Through Smart Move Des Moines (brokered by Fathom Realty) she serves Polk, Dallas, and Warren counties — including West Des Moines, Ankeny, Urbandale, Clive, Johnston, Waukee, Grimes, Altoona, and Beaverdale. She can be reached at (563) 513-8771 or sarah@smartmovedsm.com (Iowa Real Estate License #S73007000). On this page: What is an SRES® and why does it matter? SRES (Seniors Real Estate Specialist) is a designation from the National Association of REALTORS® for agents who complete specialized training on serving clients aged 50+. It covers senior housing options, reverse mortgages, estate planning, probate, emotional transition support, and age-specific financial considerations. Only a small percentage of agents hold this certification.