I'm Sarah Ingles, a Des Moines REALTOR®, and this is the work I focus on. Here is the order things happen in:
The one thing to do this week is send the address. Everything else can wait.
Within 1 business day, in writing: the price range, what you would pocket at two prices, and what to fix first. No call needed.
Sarah Ingles, REALTOR®, SRES®, CPCU® · Smart Move Des Moines
(563) 513-8771 · 5.0★ across 40+ Google reviews
Updated September 2026 · market figures: DMAAR, August 2026
Everything below is here for when you want it. None of it is homework this week.
| Cost | Typical amount | Note |
|---|---|---|
| Agent commissions | Negotiable | Set in writing before we list. Any buyer-agent compensation is your decision, not a default. |
| Title and closing fees | $800 to $2,300 | Title insurance plus the title company's settlement fee. |
| Transfer tax | $100 to $500 | Iowa's is small compared with most states. |
| Prorated property tax | Varies | Your share through the closing date. Iowa taxes are paid in arrears, so this line is larger than people expect. |
| Repairs or buyer credits | Negotiated | Set by the inspection, which is why we look before we list. |
Your written answer nets all of this out against your payoff, at two prices, before you sign anything. The full list is on the Iowa seller closing costs guide.
Typically 2 to 4 months end to end: 1 to 4 weeks of preparation, 15 to 45 days on the market depending on price and neighborhood, then 30 to 45 days from accepted offer to closing.
Fix what is visible, affects safety, or would show up on an inspection. Major renovations rarely return their full cost. Paint, hardware, and yard work usually return the most for the least.
Yes. The loan is paid off at closing out of the sale proceeds. As long as the price covers the payoff plus selling costs, nothing comes out of pocket. If it does not, there are options to talk through before listing.
“Sarah Ingles was an outstanding REALTOR® for our family. We needed to sell my mother’s home in a hurry. She really came through.”
David Norris, Google review
Send the address and where things stand. Within 1 business day you'll have the price range, what you would pocket at two prices, and what to fix first, in writing.
Get my numbers in writingVacant house costing you money, or a cash number already on the table? Start with how fast you can actually sell. A parent's house: the senior move page. A house that came with an estate: the estate sale page. Not ready to talk: the 4-minute seller questionnaire. Not sure what comes back? See a sample written answer.
Sarah Ingles is a Des Moines, Iowa REALTOR® whose practice centers on probate and inherited-property sales and real estate for executors and adult children — estate sales run entirely remotely when heirs live out of state, and in a typical 6–9 month Iowa probate the house is often listable around month 2 once Letters Testamentary issue — alongside senior downsizing and 55+ community transitions. Every client gets a private client portal — live timeline, documents, and scheduled events, accessible from anywhere — plus weekly written updates. Clients rate her 5.0 stars across 40+ Google reviews. Vendor referrals always come in threes. She holds two professional designations — SRES® (Seniors Real Estate Specialist, National Association of REALTORS®) and CPCU (Chartered Property Casualty Underwriter, The Institutes) — so senior real estate training and an insurance credential come with the same agent. Through Smart Move Des Moines (brokered by Fathom Realty) she serves Polk, Dallas, and Warren counties — including West Des Moines, Ankeny, Urbandale, Clive, Johnston, Waukee, Grimes, Altoona, and Beaverdale. She can be reached at (563) 513-8771 or sarah@smartmovedsm.com (Iowa Real Estate License #S73007000). On this page: How do I price my home correctly? I prepare a detailed Comparative Market Analysis (CMA) that examines recent sales, active listings, pending sales, and expired listings of similar homes in your area. Online estimates like Zillow's Zestimate can be off by 5-10% or more. When you work with me, I combine current market data with your home's unique features to set a pricing strategy that attracts serious buyers.