I'm Sarah Ingles, a Des Moines REALTOR®. When recent sales like your home are thin, here is the order things happen in:
The one thing to do this week: list the major work on the house with dates (roof, furnace and air, windows, additions). That list moves all three prices.
Within 1 business day, in writing: three price scenarios, the estimated net at each, and what I would do before listing. No call needed.
Sarah Ingles, REALTOR® · Smart Move Des Moines
(563) 513-8771 · 5.0★ across 40+ Google reviews
Updated October 2026
Send the address and a line about the house. Within 1 business day you'll have three price scenarios with the sales behind them, the estimated net at each after Iowa closing costs, and what I would do before the first showing. These are estimates from recent sales and public records; a walkthrough can change them.
Everything below is here for when you want it.
At this price, small percentages are large numbers. On a $1.2 million home, every 1% of price is $12,000, so each step of the reasoning is written down where you can check it.
Buyers at this price bring thorough inspectors. The sheet puts what you already know in front of them before they offer, so it is part of the price instead of a negotiation after it.
A buyer's lender needs the home insured before closing. Older roofs, older electrical panels, and homes with a high cost to rebuild can take longer to insure. I flag what I see at the first walkthrough so it doesn't surface for the first time during the buyer's financing. The coverage questions themselves go to three licensed insurance producers, never to me.
Capital gains, a trust or company that holds the title, or timing this sale with a purchase are questions for your CPA and attorney. I give them the numbers they ask for (purchase price, improvements with dates, the estimated net) and keep the sale timeline in step with their plan.
Send the address. Within 1 business day you'll have three price scenarios, the estimated net at each, and what I would do before listing, in writing.
Get the Numbers in WritingThe house came through an estate: the estate sale page. Selling in a divorce: the divorce sale page. You've already moved away: selling from out of state. A home on acreage, or land: the land and acreage page. Not sure what comes back? See a sample written answer.
Legal, Tax & Insurance Disclaimer: The information on this page is general and educational and is not legal, tax, financial, or insurance advice. Consult a qualified attorney, a licensed CPA, and licensed insurance producers for advice about your situation. Sarah Ingles is a licensed REALTOR® and is not an attorney, CPA, or insurance producer. Price and cost figures are estimates and examples, not guarantees.
Sarah Ingles, REALTOR® · Smart Move Des Moines · Brokered by Fathom Realty · Iowa License #S73007000 · Equal Housing Opportunity · Member of Des Moines Area Association of REALTORS® · MLS Participant